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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a "non-interest bearing transaction account" are insured in full by the FDIC from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depsoitors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAS"). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurcance coverage of trasaction accounts, visit www.fdic.gov.

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You are Important to us and we are pleased that you have shown an interest in McKenzie County Bank. We are proud to be a locally owned financial institution offering a full spectrum of financial services. Our mission is clear: our staff will provide the highest level of customer service; we will treat our customers with hometown values; and we will provide competitive rates and services. The people, businesses and organizations of McKenzie County are important to us, and we are committed to using our resources to ensure that our community is an excellent place to live and work.
When you are in need of financial services, we hope that you will consider joining us at McKenzie County Bank.

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