McKenzie County Bank : Privacy Statement

FACTS

WHAT DOES McKenzie County Bank DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and transaction history
Employment history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?	All financial companies need to share customer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer personal information; the reasons McKenzie County Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does McKenzie Co. Bank Share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies -	No	We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes - information about your creditworthiness	No	We don't share
For nonaffiliates to market to you -	No	We don't share

Who we are
Who is providing this notice?	McKenzie County Bank
What we do
How does McKenzie County Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does McKenzie County Bank collect my personal information?	We collect your personal information, for example, when you Open an account or apply for a loan or use your debit card
Why can't I limit all sharing?	Federal law give you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. The can be financial and nonfinancial companies. McKenzie County Bank does not share with our affiliates.
Nonaffiliates	Companies not related by common ownership or control. The can be financial and nonfinancial companies. McKenzie County Bank does not share with non-affilitates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. McKenzie County Bank does not jointly market.

Other important information

Questions?

Call 701-444-6411 or go to www.mckenziecountybank.com