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Savings Accounts
Passbook Savings - This affordable account makes it simple for anyone to save!
  • $200.00 minimum to open account.
  • No minimum balance requirement.
  • Automatic deposit available.
  • There is a $.75 activity fee per withdrawal if more than 2 withdrawals occur in a monthly cycle.
Premier Savings - This account combines higher interest rates with complete access to your money.
  • $1,000 minimum to open account.
  • Interest accrued and paid monthly.
  • Automatic deposit is available.
  • A minimum balance of $1,000 must be maintained to avoid a $10 per month maintenance charge.
Investor Account - This account's interest rate is comparable to that of a long term CD, but allows monthly deposits and limited withdrawals!
  • Start this account with a small balance and build at your own pace while earning a higher rate of interest.
  • A minimum balance of $500 is required to open this account.
  • $25 minimum deposit.
  • Withdrawals are limited to 10% of balance each year for the first 5 years.
  • Previous 6 months interest penalty for early withdrawal.
  • After 5 years, account holder has 10 days to withdraw funds, and then balance is automatically renewed for another 5 years.
  • May be used as an IRA.
Mighty Mac Savings - A savings club with incentives for children 12 years old and younger.
  • No minimum balance.
  • Special activities throughout the year.
  • Children receive birthday cards and certificates.
  • There is a .75 activity fee per withdrawal if more than two withdrawals occur in a monthly cycle.
Giftrust Account - A great way to save for your children or grandchildren's college education!
  • This account earns a higher interest rate.
  • A minimum balance of $250 is required to open this account.
  • Withdrawals are limited to 10% of the balance each year for the first 5 years.
  • 6 months interest penalty for early withdrawal.
  • A $250 balance must be maintained or this account will be closed.

Certificates of Deposit
  • Earn competitive rates on CDs from 91 day to 5-year terms. CDs are FDIC insured.
Individual Retirement Accounts (IRA)
  • IRAs are a great way to invest for your retirement and your investment is tax deferred until withdrawal. We offer a variety of IRA terms and types to fit your needs.



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